πŸ’³ Spending Dashboard

Aug 2025 – Feb 2026 Β· All amounts in SGD Β· Tabs by transaction month

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πŸ“‚ Upload Your Bank Statement

Download your statement as CSV from DBS/UOB internet banking, then drop it below. Transactions are saved in your browser β€” no data leaves your device.

πŸ’Ž
UOB EVOL
Drop CSV or click to browse
✨
UOB Preferred Platinum
Drop CSV or click to browse
πŸ”΄
DBS Altitude
Drop CSV or click to browse
Ready β€” drop a CSV file above to get started.

πŸ“ˆ Monthly Spending

🍩 Categories (All Time)

πŸͺ Category Breakdown

πŸ† Top Merchants

πŸ” Recurring Payments

Detected across multiple months Β· estimated monthly cost

Monthly Est.
β€”
per month
Items
β€”
tracked
% of Avg
β€”
of avg spend

🍩 Categories

πŸ“… By Week

πŸ† Top Merchants Β· August

πŸ” Recurring Β· August 2025

Known subscriptions & frequent visits

Total
β€”
Items
β€”
% Month
β€”

🧾 All Transactions · August 2025

🍩 Categories

πŸ“… By Week

πŸ† Top Merchants Β· September

πŸ” Recurring Β· September 2025

Known subscriptions & frequent visits

Total
β€”
Items
β€”
% Month
β€”

🧾 All Transactions · September 2025

🍩 Categories

πŸ“… By Week

πŸ† Top Merchants Β· October

πŸ” Recurring Β· October 2025

Known subscriptions & frequent visits

Total
β€”
Items
β€”
% Month
β€”

🧾 All Transactions · October 2025

🍩 Categories

πŸ“… By Week

πŸ† Top Merchants Β· November

πŸ” Recurring Β· November 2025

Known subscriptions & frequent visits

Total
β€”
Items
β€”
% Month
β€”

🧾 All Transactions · November 2025

🍩 Categories

πŸ“… By Week

πŸ† Top Merchants Β· December

πŸ” Recurring Β· December 2025

Known subscriptions & frequent visits

Total
β€”
Items
β€”
% Month
β€”

🧾 All Transactions · December 2025

🍩 Categories

πŸ“… By Week

πŸ† Top Merchants Β· January

πŸ” Recurring Β· January 2026

Known subscriptions & frequent visits

Total
β€”
Items
β€”
% Month
β€”

🧾 All Transactions · January 2026

🍩 Categories

πŸ“… By Week

πŸ† Top Merchants Β· February

πŸ” Recurring Β· February 2026

Known subscriptions & frequent visits

Total
β€”
Items
β€”
% Month
β€”

🧾 All Transactions · February 2026

⚠️ Assumptions: UOB PPV & EVOL are treated as mobile contactless (Apple/Google Pay) or online where applicable. UNI$ converted to KrisFlyer miles at 1 UNI$ = 2 miles. DBS Altitude earns miles directly at posted rates. EVOL cashback shown assumes S$800/month qualifying spend threshold is met. Bank fees, credits, and excluded MCCs (utilities, parking, govt) do not earn rewards.

πŸ† Top Earning Transactions

Highest rewards per transaction across all cards

πŸ“Š Rewards by Category

Where you earn the most across all three cards

🧾 Every Transaction β€” Rewards Breakdown

Sorted by rewards earned, highest first

Date Merchant Card Amount Rate Reward
πŸ“‹ Earn Rate Reference

EVOL UOB EVOL β€” Cashback

10%
Local Online Spend & Mobile Contactless (Apple/Google Pay in-store) β€” needs S$800/month qualifying spend
Cap $30/mo
10%
Selected Gym, Telco (GOMO, Singtel, M1…) & Streaming (Netflix, Spotify, Disney+)
Cap $20/mo
0.3%
All other spend (base rate)
Cap $30/mo

PPV UOB Preferred Platinum Visa β€” UNI$ β†’ Miles

4 mpd
Selected Online Transactions (qualifying MCCs incl. retail, dining, F&B online) β€” UNI$10 per S$5
Cap UNI$1,080/mo
4 mpd
Mobile Contactless (Apple Pay, Google Pay in-store) β€” UNI$10 per S$5
Cap UNI$1,080/mo
0.4 mpd
All other spend β€” UNI$1 per S$5 β†’ 0.2 miles (base rate)
β€”

DBS DBS Altitude Visa β€” Miles

3 mpd
Online flight & hotel bookings (local or foreign currency)
Cap S$10k/mo
2 mpd
Overseas spend β€” transactions posted in foreign currency
β€”
1.2 mpd
All local spend in SGD
β€”